Nearly everyone in the USA has had to deal with student loan debt whether federal or private.  The struggle to understand them, how they work, when they don’t and what to do if you can’t pay has long been a sore spot.

Student Loan Help Options is here to help you understand the differences and determine when and what type of help you need so you know when it may be safe to try it yourself and when you should call for help and from whom.

One of the first things to remember is that although student loans are made to help you attend school, they are still a financial instrument designed to make money for someone else. That being said, you should always assume the company who is trying to collect the payment from you is not your friend.  They may be chartered to collect for the government, the state, a bank, private lender or someone else, but they are not the person you should rely on for advice into your specific financial situation.